What if I was to tell you that you may have MORE OPTIONS than you are aware of in your 401(k)/403(b). You would think I was kidding, right? Unfortunately, most employees are unaware of an important opportunity within some 401(k)/403(b) plans called a “self-directed brokerage account”
Why leaving your 401(k)/403(b) in AUTO PILOT may not be beneficial
Most people set up their 401(k)/403(b) and then every once in a while, they glance at how it is performing. What’s worse is that most employees never make any material changes to their 401(k)/403(b) plan and don’t even use the automatic rebalancing button that is offered within their 401(k) systems. What if there was an option to have your 401(k)/403(b) funds professionally managed. Three reasons you should consider using a self-directed brokerage account if your employer plan allows:
1. The ability to increase your investment choices. The investment fund options provided by most companies are limited to a select group of mutual funds. A self-directed brokerage account may permit you to invest in a broader array of investments and portfolios.
2. Control and Flexibility. Most investors have an interest in exercising more control over investment selection.
3. Fluctuations in the Market. The challenges of the market favor actively managing your 401(k) and 403(b).
There is no better time than the present to take control of your future!
Free No-Obligation Meeting - Contact us today to help you determine if your 401(k)/403(b) allows for a self directed option.